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State Plan

Connecticut 529 Plan



Connecticut Higher Education Trust (CHET)


Type: Direct – this Connecticut 529 plan can be purchased directly.

Fund Family: TIAA-CREF

Minimums: To get started you can deposit $25 unless you choose to automatically deduct from your paycheck. With this option, you can open an account as little as $15. Subsequent contributions are at least $25 unless you choose the paycheck deduction method of $15.

Maximum Contributions: Currently, you can contribute to your Connecticut 529 plan until your combined account balance per beneficiary is $300,000. Of course, your total amount in the plan can be higher as your investments grow. 529 plans typically increase the contribution limit over time, so you may be able to contribute more.

Tax Benefits: Good news for Connecticut residents — by investing in your state’s 529 plan, you can deduct up to $5,000 on your state income taxes for single filer and $10,000 for married filers. You also get federal income tax benefits as you do not pay income tax on your earnings. Out-of-state participants still get the federal tax benefits.

Residency: The non-advisor program is available to residents of the United States.

You can learn more about the this 529 plan at the official web site.